Struggling with past-due debt can be extremely stressful, affecting nearly every aspect of your life. It’s understandable that you may want to just make the calls stop – but do not resort to desperate measures such as pretending you’re someone else or ignoring unrecognizable numbers calling. Getting professional help from Attorney Logan A Weinkauf is a much better and straightforward solution for putting an end to collection harassment without having to take matters into your own hands!
Request proof in writing that such a debt exists
If you’re tired of pesky debt collectors constantly harassing you, there is a simple – and completely legal- solution. As soon as they contact you for the first time, use your rights under The Fair Debt Collection Practices Act to request proof that such a debt exists in writing. Once this has been sent over to them, collection calls will be prohibited until evidence of any existing debts are supplied—allowing peace and quiet back into your life again!
Cease and Desist
Another way to stop a creditor from contacting you is by sending them a formal letter requesting that they “cease and desist” in trying to collect the money owed. This will prohibit any further attempts on their part – though they may still sue and notify you of that.
Hire an Attorney
Another choice at your disposal would be hiring an attorney; this action automatically redirects communication toward your legal representation so it no longer has to fall upon you personally! Once you hire New Bedford Bankruptcy Attorney Logan A. Weinkauf, all calls and correspondence will now go to him.
If your rights have been infringed on, sue them!
In the event of a bankruptcy filing, creditors are prohibited from contacting you for collection purposes. If these laws are violated and your rights have been infringed upon, it is possible to pursue compensation under U.S Bankruptcy Code as well as the Fair Debt Collection Practices Act – covering both federal and Massachusetts legislation on consumer protection! Such an offense may lead to monetary damages plus attorney fees being awarded due to legal violations committed against you.