Steps to Take To Clear Liens On Property During and After Bankruptcy
Bankruptcy is always a stressful experience and a complicated one. It often results in creditors filing liens against the client’s home, making it difficult or even impossible to sell until the liens are paid off. A Massachusetts lien release lawyer can make the process less painful by guiding you through...
Challenging Foreclosure Documentation: Your Rights and Options
Foreclosure of one’s home is always a very stressful situation and one that everyone wants to avoid. In Massachusetts, homeowners have definite rights, and there are ways to challenge foreclosure documentation and delay or even avoid foreclosure altogether. Our Massachusetts bankruptcy lawyer breaks it down for you in this post.
Utilizing Chapter 13 to Save your Home Mortgage
Individuals who are at risk of losing their home through foreclosure often experience tremendous stress and anxiety. Chapter 13 bankruptcy is oriented toward the restructuring process, and individual debtors are often provided with additional time in which to bring their mortgages current and keep their homes. Our Massachusetts Chapter 13 bankruptcy...
Buying a Home After a Chapter 7 Bankruptcy
A common myth about filing bankruptcy is that you will never own a home again. While it may take a few years to qualify for an affordable loan, it is possible to buy a home after a Chapter 7 bankruptcy. In this blog, our New Bedford bankruptcy lawyer discusses how Chapter...
Single Asset Real Estate Chapter 11 Cases: Key Considerations
Chapter 11 is a reorganization bankruptcy case used by large businesses and corporations. It is also available to specific individuals. Chapter 11 allows debtors to retain their assets and remain in business while restructuring their debt. The debtor restructures their debts into a plan instead of closing and liquidating assets to...
Bankruptcy and Retirement Accounts: What You Need to Know
Many clients who consider filing for bankruptcy relief worry that the bankruptcy trustee or their creditors will take their retirement funds. The good news is that bankruptcy exemptions protect most retirement funds. In this blog, our New Bedford bankruptcy attorney discusses bankruptcy do’s and don’ts to keep retirement funds safe in...
The Basics of Loan Modification: How It Works and Who Qualifies
A loan modification may help you avoid losing your home because you cannot afford your mortgage payments. However, not everyone is eligible for a loan modification for their mortgage. In this blog, our New Bedford bankruptcy lawyer explains how loan modifications work and what you can do if you don’t qualify.
Asset Protection in Bankruptcy: Safeguarding Your Property
It is a common myth that people who file bankruptcy lose all their property. It is just a myth. Bankruptcy exemptions help debtors with asset protection when they file Chapter 7 and Chapter 13. Our New Bedford bankruptcy lawyer explains asset protection in bankruptcy so you can rest easier about...
Rebuilding Credit After Bankruptcy: A Step-by-Step Guide
Many people worry they will never achieve a good credit score after filing a Chapter 7 or Chapter 13 bankruptcy in Massachusetts. The truth is that filing for bankruptcy relief can help you rebuild your credit rating. By eliminating debts you cannot afford to pay, you give yourself a solid...
Debt Settlement Strategies: Negotiating With Creditors for a Fresh Start
Debt settlement can be an effective way to get rid of debts you cannot afford to pay. However, there are pros and cons to the various debt settlement strategies. Our New Bedford bankruptcy lawyer discusses what you need to know about negotiating with creditors in this blog.