Are you having trouble paying your bills and living expenses? A financial crisis can cause you to get behind on your bills, making it impossible to catch up without assistance. Filing for bankruptcy may give you the help you need.
At Logan A. Weinkauf, P.C., our Brockton bankruptcy attorneys understand how stressful it is to have stacks of bills you cannot pay. Our dedicated legal team works with you to find the best solution to your debt problems. Call today for a free consultation to discuss filing for Chapter 7 or Chapter 13 bankruptcy.
Why Choose Logan A. Weinkauf, P.C. to Help You With a Bankruptcy Case in Massachusetts?
Financial hardships can happen to anyone without warning. An accident, illness, or sudden job loss could put you in a financial dilemma. Ignoring creditors is not the answer. Our Brockton bankruptcy attorneys help you take control of your debt.
At Logan A. Weinkauf, P.C., our attorneys help you by:
- Listening to you as you tell us about your financial problems
- Explaining bankruptcy options and how filing bankruptcy helps you get out of debt
- Preparing all bankruptcy forms and filing them with the court
- Handling all matters with the bankruptcy court and your creditors
- Represent you at all bankruptcy hearings
- Providing continuous support and guidance through each step of the bankruptcy process
We have extensive experience in bankruptcy and debt relief solutions. Let us help you find a better way to handle your debts.
Overview of Chapter 7 Bankruptcy in Brockton, MA
Chapter 7 bankruptcy is a liquidation or straight bankruptcy. Debtors must meet income requirements to qualify for a bankruptcy discharge in Chapter 7. It is intended for debtors with insufficient income to pay their living expenses and bills.
Filing Chapter 7 in Brockton gets rid of most of your debts. Additionally, most debtors keep all their property when filing Chapter 7.
Overview of Chapter 13 Bankruptcy in Brockton, MA
Chapter 13 bankruptcy is a court-supervised repayment plan. However, most debtors pay a small percentage of their unsecured debts. The remaining unsecured debts are discharged at the end of the bankruptcy plan.
A Chapter 13 bankruptcy can:
- Prevent foreclosures and repossessions to save your home and cars
- Protect your property from creditors
- Stop wage garnishments and collection lawsuits
- Eliminate past-due taxes, alimony, and child support
You must have sufficient income to fund a Chapter 13 plan. The Means Test determines disposable income, a factor in your plan payment.
Overview of Chapter 11 Brockton, MA
Chapter 11 bankruptcy is for corporations to reorganize their debts to keep operating. Individuals who exceed debt levels for Chapter 11 may also file under Chapter 11. Chapter 11 is more flexible to allow companies to restructure their debts, but it is far more complicated than a Chapter 13 case.
Contact Our Brockton Bankruptcy Attorneys for a Free Consultation
Filing for bankruptcy gives you a fresh start, free from the debt burdening you and keeping you from improving your financial well-being. At Logan A. Weinkauf, P.C., we help you eliminate debts while protecting your property. Call today for a free consultation with a Brockton bankruptcy attorney.